Oracle Financial Services Named Category Leader Across Credit Lending Operations in Chartis Update

Oracle Financial Services has been named a Category Leader in the Chartis – Credit Lending Operations, 2025: Quadrant® Update report. Evaluating the vendor landscape across the commercial, SME, syndicated, and alternative lending markets, the report recognized Oracle as a leader across its Loan Origination Systems, Loan Management Systems, Limits Management Systems, and Collateral Management Systems.

The Chartis Credit Lending Operations report evaluates vendors based on the completeness of their offerings and market potential.

“Oracle’s broad suite of end-to-end capabilities, combined with a clear execution strategy and continued innovation, contributed to its Category Leader status in our latest assessment,” said Anish Shah, research director, Chartis. “In particular, Oracle stood out for its rich functionality; integration of advanced technologies—such as AI, machine learning, and low-code frameworks—and its flexible, cloud-based delivery models including Lending-as-a-Service. These strengths are critical as the lending market grows more complex and expands across geographies.”

Cloud-based credit management

As financial institutions look to modernize credit processes and meet growing customer and regulatory demands, the report highlights a shift toward real-time, modern, integrated lending platforms and Lending-as-a-Service (LaaS) models. Oracle’s placement as a Category Leader reflects the strength and scalability of its cloud-native credit and lending solutions, which enable institutions to streamline workflows, manage risk more effectively, support integration with upstream and downstream systems, and drive innovation across the full credit lifecycle.

This automated approach helps companies, reduce paperwork, improve operations, and move from complex multi-week processes to a system where progress is measured in minutes and seconds.

“In today’s complex credit environment, financial institutions need agile, cloud-native, and data-driven platforms that can evolve with their business,” said Sovan Shatpathy, senior vice president, Oracle Financial Services. “Our leadership across lending categories in the Chartis Credit Lending report highlights the value of Oracle’s comprehensive, AI-enabled credit solutions, empowering institutions to accelerate innovation, strengthen compliance, and deliver at scale.”

This latest recognition builds on Oracle’s longstanding leadership in financial services technology with proven capabilities across retail and corporate banking, risk and finance, anti-financial crime, and data and analytics. For more information about the Chartis report or Oracle’s banking solutions visit: https://www.oracle.com/financial-services/chartis-credit-lending-report/ and https://www.oracle.com/financial-services/banking/corporate-banking/.