Global Finance has named the Top Financial Innovations across seven regions as part of the Innovators Awards for 2025. Winning organizations include banks, companies and fintechs.
This is Global Finance’s twelfth annual awards program recognizing entities that regularly identify new paths and design new tools in finance. A full report on The Innovators 2025 will be published in the June print and digital editions of Global Finance as well as on GFMag.com.
The June issue will also include the Most Innovative Banks and Fintechs, the Top Global Financial Innovations and the World’s Best Financial Innovation Labs.
“Traditional banking is being rapidly transformed by advances such as mobile and real-time payments, the use of blockchain technology and emerging AI solutions, making financial services more efficient, secure and accessible,” said Joseph Giarraputo, founder and editorial director of Global Finance. “Global Finance’s Innovators are at the forefront of this transformation and are leading the way to the future of finance.”
All selections were made by the editorial board of Global Finance with the input of reporters who are experts on the functions being served by these innovators. Entries were required for consideration.
Top Innovations in Finance 2025 – Africa
| COMPANY | INNOVATION |
| Absa | Iogate |
| Banque Sahelo-Saharienne pour l’Investissement et le Commerce (BSIC Sénégal) |
SMART TPE |
| Beltone Asset Management | First-Ever Sectoral Funds in the Egyptian Market |
| iib West Africa | Digital Account Opening |
| Societe Generale Maroc | La cagnotte by SoGé |
| Standard Bank | Robin Hood unclaimed benefits solution, powered by Standard Bank |
Top Innovations in Finance 2025 – Asia-Pacific
| COMPANY | INNOVATION |
| China Central Depository & Clearing Co., Ltd | Intelligent Risk Prevention Solution based on Collateral Management |
| CTBC Bank | AI-powered Green Fintech for Sustainable Financing Business |
| DBS | Customer Service Officer (CSO) Assistant |
| OCBC | Transforming Payment Process with Tokenization |
Top Innovations in Finance 2025 – Central and Eastern Europe
| COMPANY | INNOVATION |
| Akbank | Your Everyday Financial Companion Akbank Mobil: For You |
| CSOB | CSOB Mortgage with Digital Signature and Mortgage Zone |
| Kapital Bank | Next-generation fraud detection and prevention system |
| MAIB | Bancassurance |
| RBI | RBI‘s New Cash Management Digital Ecosystem |
| Tatra banka | Enhancing Slovak Call Center Customer Service with Fine-Tuned Whisper Model |
Top Innovations in Finance 2025 – Latin America
| COMPANY | INNOVATION |
| Banamex | Best in Class Payroll Onboarding Process |
| Banco Central do Brasil | Analysis of Accounting Statements |
| Banco Cuscatlán | Cuscatlán New App |
| Banco del País (Banpais) | SAM (Servicio de Atencion Movil) |
| Banco do Brasil | ARI – Generative AI to Support Micro and Small Businesses |
| Bancolombia | Rural Banking |
| Banco W | Automation |
| BBVA | Improvements in the Negotiation of Early Credit Card Delinquencies in Collection Telephone Calls |
| BTG Pactual | BTG AI Banker Agent |
Top Innovations in Finance 2025 – Middle East
| COMPANY | INNOVATION |
| Bank Muscat | Cash Management Forecasting in ATMs project |
| Boubyan | Musaed – Elevating Conversational Banking |
| Banque Saudi Fransi | AI-Powered Reconciliation Platform |
| First Abu Dhabi Bank (FAB) | FABeAccess Electronic Direct Debit API Suite |
| Mashreq | PULSE Mobile App |
| QIC | QIC App |
| Qatar Islamic Bank | Fawran Corporate |
| Rakbank | RAK Telemetry |
Top Innovations in Finance 2025 – North America
| COMPANY | INNOVATION |
| BMO | Lumi Assistant |
| BNY | Virtual Account Based Solutions (VABS) |
| Galaxy Digital | Tokenization of the 1708 Stradivarius Violin, “Empress Caterina” |
| Hedera | Asset Tokenization Studio |
| Lele-HCM | TPRM Accounting Fintech aka Sustainability Accounting Fintech (SAF) |
| Zenus Bank | Zenus Embedded Banking |
Top Innovations in Finance 2025 – Western Europe
| COMPANY | INNOVATION |
| BBVA | ADA (Analytics + Data + AI) Platform |
| CaixaBank | New signature for operations in CaixaBank Group applications |
| Mind Money (formerly Zerich) | Mind Money Weather model |
The winning organizations listed above are presented alphabetically by category and are not ranked.
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For editorial information, please contact Andrea Fiano, editor, [email protected]
About Global Finance
Global Finance, founded in 1987, has a circulation of 50,000 and readers in 188 countries, territories and districts. Global Finance’s audience includes senior corporate and financial officers responsible for making investment and strategic decisions at multinational companies and financial institutions. Its website — GFMag.com — offers analysis and articles that are the legacy of 38 years of experience in international financial markets. Global Finance is headquartered in New York, with offices around the world. Global Finance regularly selects the top performers among banks and other providers of financial services. These awards have become a trusted standard of excellence for the global financial community.
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